Effective Date: January 25, 2026
Last Revised: March 10, 2026

Terms and Conditions

Smart Saving Options and its affiliates provide their services to you subject to the following conditions. If you visit, search, or shop at Smart Saving Options, you accept these conditions. Please read them carefully. In addition, when you use any current or future Smart Saving Optionsservice or visit or purchase from any business affiliated with Smart Saving Options, whether included in the Smart Saving Optionswebsite, you also will be subject to the guidelines and conditions applicable to that individual service or business.

Privacy

Please review our Privacy Policy, which also governs your visit to Smart Saving Options.

License and Site Access

Smart Saving Options grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Smart Saving Options. This license does not include any resale or commercial use of this site or its contents; any collection and use of any class or class provider listings, descriptions, or prices; any downloading or copying of account information for the benefit of another merchant; any derivative use of this site or its contents; or any use of robots, data mining, or similar data gathering and extraction tools.
This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Smart Saving Options. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including text, images, page layout, or form) of Smart Saving Optionsand our affiliates without express written consent.
You may not use any meta tags or any other “hidden text” utilizing the Smart Saving Options name or trademarks without the express written consent of Smart Saving Options. Any unauthorized use terminates the permission or license granted by Smart Saving Options. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Smart Saving Options so long as the link does not portray Smart Saving Options, its affiliates, or their classes, products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Smart Saving Options or other proprietary graphic or trademark as part of the link without express written permission.

Trademarks

Smart Saving Options and other marks indicated on our site are registered trademarks of Smart Saving Options and/or its parent companies and subsidiaries, in the United States and other countries. Smart Saving Options logos, graphics, button icons, page headers, service names, and scripts are trademarks or trade dress of Smart Saving Options and/or its parent companies and subsidiaries. Smart Saving Options trademarks and trade dress may not be used in connection with any product or service that does not belong to Smart Saving Options , in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Smart Saving Options . All other trademarks not owned by Smart Saving Options or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Smart Saving Options or its subsidiaries.

Copyright

All content included on this site, such as graphics, logos, text, images, button icons, audio clips, digital downloads, data compilation, and software is the property of Smart Saving Options or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Smart Saving Options and protected by U.S. and international copyright laws. All software used on this site is the property of Smart Saving Options or its software suppliers and protected by United States and international copyright laws.

Reviews, Comments, Communications, and Other

Visitors may submit comments; send e-mail communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, threatening, defamatory, obscene, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, commercial solicitation, political campaigning, mass mailings, chain letters, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Smart Saving Options reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. Smart Saving Options has the right but not the obligation to oversee and edit or remove any activity or content. Smart Saving Options claims no responsibility and assumes no liability for any content posted by you or any third party.

Risk of Loss

All classes or related items purchased from Smart Saving Options are made pursuant to either scheduled class dates or an individual retailer’s shipment contract. This means that the risk of loss and title for such items pass to you upon the start of the class or delivery of purchased items through the mail carrier.

School Descriptions

Smart Saving Options and its affiliates attempt to be as accurate as possible. However, Smart Saving Options does not warrant that descriptions or other content of this site are accurate, complete, reliable, current, or error-free. If a program offered by Smart Saving Options itself is not as described, your sole remedy is to contact the school.

Other Businesses

Parties other than Smart Saving Options and its parent company and subsidiaries operate schools, stores, or sell product lines on this site. In addition, we provide links to the sites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their Web sites. Smart Saving Options does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

Disclaimer of Warranties and Limitation of Liability

THIS SITE IS PROVIDED BY SMART SAVING OPTIONS ON AN “AS IS” AND “AS AVAILABLE” BASIS. SMART SAVING OPTIONS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE